Bank Syariah Nasional (BSN) Jobs: Trading and Investment Department Head | Banking Book Specialist | Frontliner (Customer Service and Teller)

Bank Syariah Nasional is a sharia-based financial institution that represents a new chapter in Indonesia’s banking industry. Established on October 2, 2025, the bank operates as a subsidiary of Bank Tabungan Negara and is headquartered at Menara Bank BTN, Jakarta. The institution was created to strengthen the presence of Islamic banking in Indonesia, offering financial services that comply with sharia principles while addressing the needs of both individual and business customers. Its foundation reflects the growing demand for ethical and faith-based financial solutions in the country, positioning itself as a trusted partner for communities seeking transparency, fairness, and inclusivity in financial transactions.
The roots of Bank Syariah Nasional can be traced back to earlier institutions, including Bank Swaguna and Bank Victoria Syariah, which eventually evolved into the current entity. This transformation was part of a broader effort to consolidate and modernize Islamic banking services, ensuring that customers benefit from a stronger, more resilient institution. With its establishment, the bank has embraced a vision of becoming a leading provider of sharia-compliant financial products, while also contributing to national economic development. Its leadership team, composed of experienced professionals in the banking sector, has set clear strategies to expand services across Indonesia, focusing on accessibility and innovation.
Bank Syariah Nasional offers a wide range of products tailored to individual and business needs. For individuals, the bank provides financing options such as home ownership loans, refinancing, vehicle financing, and gold-based products. These offerings are designed to help customers achieve their financial goals while adhering to Islamic principles that prohibit interest-based transactions. In addition, the bank supports personal savings and investment through various deposit schemes, including wadiah and mudharabah accounts, gold savings, hajj and umrah savings, and student savings programs. These products not only encourage financial discipline but also align with cultural and religious practices, making them highly relevant to the Indonesian market.
For businesses, Bank Syariah Nasional delivers financing solutions that support working capital, investment, property development, and land acquisition. These services are crucial for entrepreneurs and corporations seeking to expand operations while maintaining compliance with sharia law. The bank also provides cash management services and digital platforms to streamline financial transactions, reflecting its commitment to modernization and efficiency. By combining traditional values with modern technology, Bank Syariah Nasional ensures that its clients can operate in a competitive environment without compromising their principles.
The institution’s financial performance demonstrates steady growth, with revenues reaching over three trillion rupiah in 2023 and net profits increasing significantly compared to the previous year. This upward trajectory highlights the bank’s ability to manage resources effectively and respond to market demands. It also reflects the trust placed in the bank by its customers, who view it as a reliable partner in managing their financial affairs. The bank’s profitability is not only a measure of success but also a foundation for reinvestment into new services, branch expansion, and technological innovation.
Bank Syariah Nasional places strong emphasis on governance and compliance. Its operations are overseen by a board of commissioners and a supervisory board dedicated to ensuring adherence to sharia principles. This structure provides transparency and accountability, reinforcing customer confidence in the bank’s practices. Moreover, the institution actively promotes financial literacy and inclusion, aiming to reach communities that may have limited access to conventional banking services. By doing so, it contributes to reducing inequality and fostering economic empowerment across Indonesia.
The bank’s presence extends to multiple regions, with branches and service points strategically located to serve diverse communities. From major urban centers such as Jakarta, Surabaya, and Bandung to smaller cities across Sumatra, Kalimantan, Sulawesi, and beyond, Bank Syariah Nasional ensures that its services are accessible to a wide population. This extensive network reflects its mission to be a truly national institution, bridging gaps between regions and supporting local economies. Each branch is designed to deliver consistent service quality, guided by operational standards that prioritize professionalism, accuracy, and customer satisfaction.
Innovation is another cornerstone of Bank Syariah Nasional’s strategy. The institution invests in digital banking solutions, enabling customers to access services conveniently through mobile applications and online platforms. These tools allow for seamless transactions, account management, and financial planning, catering to the needs of a younger, tech-savvy generation. At the same time, the bank remains committed to personal interaction, recognizing the importance of human connection in building trust and long-term relationships with clients.
Bank Syariah Nasional embodies the values of integrity, dedication, and service. Its establishment marks a significant milestone in Indonesia’s financial landscape, offering a blend of tradition and modernity that resonates with the aspirations of its people. By focusing on ethical finance, customer empowerment, and national development, the bank positions itself as more than just a financial institution it becomes a partner in progress, supporting individuals and businesses in achieving their goals while contributing to the prosperity of the nation.
Ready for your next challenge? Your next opportunity starts here. Grow your career with Bank Syariah Nasional.
It’s time to bring your experience and expertise to the next level, contributing to the development of a modern, competitive Sharia banking institution that makes a real impact on Indonesia’s economy.
Bank Syariah Nasional opens opportunities for top professionals to join and take on strategic roles as:

Trading and Investment Department Head

• Placement: Jakarta
• Status: Permanent Employee
• Closing Date: September 9, 2026

Job Description

• Lead and manage the Treasury Trading and Investment Department to optimize the Bank's revenue through forex transactions and prudent, profitable, liquid investment portfolio management in accordance with Sharia principles, particularly the State Sharia Securities (SBSN) portfolio and other eligible securities, while adhering to transaction authority and established limits.
• Responsible for monitoring market movements and yield curve, identifying trading and investment opportunities, managing portfolio performance and market risk, and providing market views and pricing recommendations as a basis for transaction decisions and portfolio management.
• Responsible for preparing market outlook, developing trading and investment strategies, determining asset allocation and portfolio positioning, and optimizing revenue in line with the Bank's business strategy and targets.
• Responsible for building and maintaining good relationships with counterparties, and ensuring all transactions are carried out in accordance with Sharia principles, Bank Indonesia and Financial Services Authority (OJK) regulations, Treasury Code of Ethics, risk limits, and the Bank's internal policies and procedures.

Requirements

• Minimum education Bachelor's Degree in any major. (Master's Degree is an advantage)
• Minimum 7-8 years of experience in trading / dealing Foreign Exchange (Forex / FX) and Fixed Income activities, both in Banking Book and Trading Book, with at least 3 years in a managerial or supervisory position in Treasury.
• Possess valid Treasury Professional Certification Level 6.
• Possess valid WPPEP certification.
• Strong understanding of macroeconomic indicators and their impact on financial and capital markets.
• Able to prepare, analyze, and present Market Updates and Macroeconomic Outlook regularly as a basis for determining market views and Treasury strategies.
• Strong knowledge of Bond Mathematics and Fixed Income Analytics, including yield curve, bond pricing, duration, convexity, and related concepts.
• Comprehensive knowledge of banking Treasury products and activities, including Asset and Liability Management (ALMA / ALM), Money Market, Foreign Exchange (FX), Fixed Income / Bonds, and Derivatives.
• Familiar with and able to use Treasury market information systems, applications, and platforms such as Bloomberg, Refinitiv Eikon, and similar platforms.
• Able to conduct market analysis and prepare appropriate and implementable Trading and Investment recommendations considering market outlook, profit potential, liquidity conditions, market risk, transaction limits, and the Bank's portfolio strategy and objectives.
• No family relationship with BSN Management or employees.

Banking Book Specialist (Treasury)

• Placement: Jakarta
• Status: Permanent Employee
• Closing Date: September 9, 2026

Job Description

• Junior Bond Dealer is responsible for supporting the Bank's Treasury activities, with a primary focus on trading Fixed Income instruments and managing the Banking Book portfolio.
• This position is responsible for monitoring market movements, executing transactions in line with the Bank's strategy, ensuring compliance with internal policies and regulatory requirements, and optimizing portfolio performance to support the Bank's revenue targets, particularly fee-based income and investment income.

Requirements

• Minimum education Bachelor's Degree in any major. (Master's Degree is an advantage)
• Minimum 3-5 years of experience in trading / dealing Fixed Income activities, including junior-level experience.
• Possess valid Treasury Professional Certification Level 5.
• Possess valid WPPE certification.
• Strong understanding of macroeconomic indicators and their impact on financial markets.
• Strong knowledge of Bond Mathematics and Fixed Income Analytics, including yield, bond pricing, duration, and convexity.
• Comprehensive knowledge of banking Treasury products, including Money Market, Foreign Exchange (FX), and Fixed Income / Bonds.
• Familiar with and able to use Treasury market information systems, applications, and platforms such as Bloomberg, Refinitiv Eikon, and similar platforms.
• Able to maintain Bank confidentiality, with effective communication and interpersonal skills in interactions with internal parties and external counterparties.
• No family relationship with BSN Management or employees.

Frontliner (Customer Service and Teller) Surabaya Area

• Placement: Surabaya
• Status: Permanent Employee
• Closing Date: September 7, 2026

Job Description

• As a Frontliner, you will be at the forefront of delivering the best service experience to customers and handling customer financial transactions quickly, accurately, and in accordance with company operational standards and Sharia principles.
• This position plays an important role in building positive relationships with customers through professional, prompt service in line with Sharia principles.

Main responsibilities include:

• Providing information related to Sharia banking products and services to customers
• Handling new account openings and customer data updates
• Maintaining service quality in accordance with company operational standards
• Supporting bank product marketing activities
• Ensuring completeness and accuracy of transaction documents
• Handling deposit, withdrawal, and fund transfer transactions
• Ensuring accuracy of cash calculations and transaction documents

General Requirements

• Minimum education Diploma (D3) in a relevant field
• Minimum GPA 3.00 (Scale 4.00)
• Unmarried and willing to remain unmarried during the first 2 (two) years
• Attractive, neat, and professional appearance
• Good communication skills
• Proportional height
• Willing to be placed in all operational areas of Bank Syariah Nasional
• No immediate family relationship with active employees of Bank Syariah Nasional
• Physically and mentally healthy

Registration can be accessed through the link below.
Register yourself now and be part of the journey toward a brighter future with BSN.
Attention: BSN does not charge any fees during the recruitment process and never cooperates with any travel agency regarding transportation or accommodation costs. Please be cautious of any fraudulent activities claiming to represent BSN.
PS: Translated from Bahasa Indonesia.

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