
Bank Rakyat Indonesia, commonly known as BRI, is one of the oldest and largest banks in Indonesia. Established in Purwokerto, Central Java on December 16, 1895 by Raden Bei Aria Wirjaatmadja, BRI began as a small institution providing financial services to the local elite. Over time, it grew into a vital player in Indonesia’s banking system, particularly known for its strong commitment to supporting microfinance and rural development.
After Indonesia’s independence, BRI was designated as the first government-owned bank under a regulation passed in 1946. This solidified its role in the country’s economic growth and national development. In the 1990s, BRI transitioned into a limited liability company, and by 2003 it had become a publicly traded entity, with the Indonesian government maintaining majority ownership.

PT Bank Negara Indonesia (Persero), Tbk (BNI) was originally established in Indonesia as a central Bank under the name of “Bank Negara Indonesia” on July 5, 1946. Subsequently, BNI became “Bank Negara Indonesia 1946”, with the status of a State-owned Commercial Bank. Additionally, BNI’s role as a Bank was mandated to improve the people’s economy and participate in national development.
BNI as a State Owned Enterprise was the first to became a public company after listing its shares on the Jakarta Stock Exchange and the Surabaya Stock Exchange in 1996. To strengthen its financial structure and competitiveness in the national banking industry, BNI conducted a number of corporate actions, including being recapitalized by the Government in 1999, Government share divestment in 2007, and a limited public offering in 2010.

PT Bank Negara Indonesia (Persero), Tbk (BNI) was originally established in Indonesia as a central Bank under the name of “Bank Negara Indonesia” on July 5, 1946. Subsequently, BNI became “Bank Negara Indonesia 1946”, with the status of a State-owned Commercial Bank. Additionally, BNI’s role as a Bank was mandated to improve the people’s economy and participate in national development.
BNI as a State Owned Enterprise was the first to became a public company after listing its shares on the Jakarta Stock Exchange and the Surabaya Stock Exchange in 1996. To strengthen its financial structure and competitiveness in the national banking industry, BNI conducted a number of corporate actions, including being recapitalized by the Government in 1999, Government share divestment in 2007, and a limited public offering in 2010.

PT United Tractors Tbk, a subsidiary of PT Astra International Tbk, is Indonesia's largest provider of construction machinery and heavy equipment. The company specializes in mining contractors, industrial construction, and energy sectors. United Tractors is known for distributing world-renowned brands such as Komatsu, Scania, Bomag, UD Trucks, and Tadano.
The company operates through five main business pillars: construction machinery, mining contractors, mining, industrial construction, and energy. United Tractors is committed to sustainability and has implemented various green initiatives, including solar photovoltaic systems and green building designs. The company also invests in renewable energy projects, such as mini hydro power plants.

PT Adaro Logistics is a key subsidiary within the Adaro Energy Group, tasked with managing and optimizing the logistics operations that support the group’s vertically integrated coal supply chain. Its establishment reflects Adaro’s strategic commitment to ensuring operational excellence and supply reliability across its business segments. By overseeing the movement of coal from pit to port and ultimately to customers, PT Adaro Logistics plays a central role in maintaining the efficiency and consistency of Adaro’s energy delivery system.

PT Bank Negara Indonesia (Persero), Tbk (BNI) was originally established in Indonesia as a central Bank under the name of “Bank Negara Indonesia” on July 5, 1946. Subsequently, BNI became “Bank Negara Indonesia 1946”, with the status of a State-owned Commercial Bank. Additionally, BNI’s role as a Bank was mandated to improve the people’s economy and participate in national development.
BNI as a State Owned Enterprise was the first to became a public company after listing its shares on the Jakarta Stock Exchange and the Surabaya Stock Exchange in 1996. To strengthen its financial structure and competitiveness in the national banking industry, BNI conducted a number of corporate actions, including being recapitalized by the Government in 1999, Government share divestment in 2007, and a limited public offering in 2010.

Bank Mandiri Taspen, also known as Bank Mantap, is a subsidiary of Bank Mandiri that provides banking services specifically for retired civil servants (PNS) and military personnel (TNI / Polri). Established on February 23, 1970, as Bank Pasar Sinar Harapan Bali, it has undergone several transformations over the years. Initially a cooperative, it became a limited liability company (PT) on November 3, 1992, and later transformed into a full-fledged bank.
In 2008, Bank Mandiri acquired Bank Sinar Harapan Bali, leading to a restructuring process that involved Bank Mandiri, PT Taspen, and PT Pos Indonesia. This restructuring resulted in the renaming of the bank to PT Bank Mandiri Taspen Pos on August 7, 2015, and later to PT Bank Mandiri Taspen on October 9, 2017.
Bank Mandiri Taspen offers a variety of financial products and services tailored to the needs of its target customers, including savings accounts, deposits, loans, gold pawn services, and bill payment platforms. The bank is committed to supporting the financial well-being of retired civil servants and military personnel, helping them maintain a stable income even after retirement.

PT Surveyor Indonesia, established on August 1, 1991, is a prominent player in the testing, inspection, and certification (TIC) industry. The company provides independent assurance services across various sectors, including industry and trade, energy and mineral resources, telematics, transportation, agriculture, forestry, maritime, and environmental management.
With a strong commitment to reliability and security, PT Surveyor Indonesia has built a solid foundation as a trusted partner for both government and private sectors. The company focuses on delivering innovative services that add strategic value to national interests in the long term.
PT Surveyor Indonesia is part of the IDSurvey Holding, which includes other state-owned enterprises like PT Biro Klasifikasi Indonesia and PT SUCOFINDO. The company continues to evolve by embracing new technologies and expanding its service offerings to meet the ever-changing needs of its clients.
The markets we serve cover a wide range of service areas including industry, government, regional development, oil and gas, minerals, systems and certification, environment, agriculture and outsourcing management.

PT Saptaindra Sejati (SIS) is one of Indonesia’s leading mining contractors, specializing in coal mining services. As a subsidiary of PT Alamtri Resources Indonesia Tbk (formerly known as PT Adaro Energy Indonesia Tbk), SIS plays a crucial role in supporting Adaro’s mining operations by providing a broad range of services, including contract mining, civil works, infrastructure development, and land logistics. Over the years, SIS has developed a strong reputation for its expertise, efficiency, and commitment to safety in the mining industry.
SIS was established to meet the growing demand for reliable mining services in Indonesia. With its headquarters in Jakarta, the company operates across various mining sites throughout the country. SIS has continuously expanded its operations, investing in advanced technologies, modern equipment, and workforce training to ensure optimal efficiency in coal extraction. Through strategic planning and engineering solutions, SIS has contributed significantly to Indonesia’s coal industry, ensuring the smooth transportation and production of coal for domestic and international markets.

PT United Tractors Tbk, a subsidiary of PT Astra International Tbk, is Indonesia's largest provider of construction machinery and heavy equipment. The company specializes in mining contractors, industrial construction, and energy sectors. United Tractors is known for distributing world-renowned brands such as Komatsu, Scania, Bomag, UD Trucks, and Tadano.
The company operates through five main business pillars: construction machinery, mining contractors, mining, industrial construction, and energy. United Tractors is committed to sustainability and has implemented various green initiatives, including solar photovoltaic systems and green building designs. The company also invests in renewable energy projects, such as mini hydro power plants.

PT Bank Muamalat Indonesia Tbk (BMI) (“BMI”, “Bank”) is the first bank in Indonesia to adopt the Sharia banking concept. The Company was established based on Deed of Establishment No. 1 dated November 1, 1991, or Rabiul Akhir 24, 1412 Hijriah. BMI was founded by the Indonesian Council of Ulema (MUI), the Association of Indonesian Muslim Intellectuals (ICMI), and Muslim entrepreneurs, later supported by the Government of the Republic of Indonesia. The Company began operations on May 1, 1992, or Shawwal 27, 1412 H, a date also designated as the Company’s founding day. Bank Muamalat is a public company whose shares are not listed on the Indonesia Stock Exchange (IDX) and has officially operated as a Foreign Exchange Bank since October 27, 1994.
BMI continues to innovate by launching Sharia financial products such as the Mudharabah Subordinated Sukuk, Sharia Insurance (Takaful Insurance), Muamalat Financial Institution Pension Fund (DPLK Muamalat), and Sharia multifinance (Al-Ijarah Indonesia Finance), all of which are pioneering initiatives in Indonesia. Additionally, the Shar-e product launched in 2004 was the first instant savings product in Indonesia.

BPJS Kesehatan, officially known as Badan Penyelenggara Jaminan Sosial Kesehatan, is Indonesia’s national health insurance agency. It was established on January 1, 2014, evolving from PT Askes (Persero) into a public agency responsible for managing the country's health insurance system under the Jaminan Kesehatan Nasional (JKN) program. The primary mission of BPJS Kesehatan is to ensure universal healthcare coverage for all Indonesian citizens by providing accessible and affordable medical services.
The agency operates under Law No. 24 of 2011, which mandates that every Indonesian citizen and foreign worker residing in Indonesia for at least six months must be enrolled in the JKN program. This law reflects the Indonesian government's commitment to improving the quality of healthcare and protecting citizens from financial hardship due to medical expenses. The program is structured so that participants pay monthly premiums based on their income, while the government subsidizes premiums for lower-income groups to ensure equal access to healthcare.

PT Bank Rakyat Indonesia (Persero) Tbk, commonly known as BRI, is one of Indonesia's largest commercial banks and a state-owned enterprise. Established on December 16, 1895, in Purwokerto by Raden Bei Aria Wirjaatmadja, BRI has a long history of providing financial services to the Indonesian population. Over the years, BRI has evolved to meet the changing needs of its customers and has become a key player in Indonesia's banking sector.
BRI offers a wide range of banking products and services, including savings and current accounts, foreign currency deposits, mortgage loans, working capital loans, investment loans, and micro, small, and medium enterprise (MSME) loans. The bank also provides supply chain financing and bank guarantees, catering to both individual and corporate clients. With over 144 million micro deposit customers, BRI has a strong presence across Indonesia, with 449 branches and 13,863 ATMs.

PT Bank Negara Indonesia (Persero), Tbk (BNI) was originally established in Indonesia as a central Bank under the name of “Bank Negara Indonesia” on July 5, 1946. Subsequently, BNI became “Bank Negara Indonesia 1946”, with the status of a State-owned Commercial Bank. Additionally, BNI’s role as a Bank was mandated to improve the people’s economy and participate in national development.
BNI as a State Owned Enterprise was the first to became a public company after listing its shares on the Jakarta Stock Exchange and the Surabaya Stock Exchange in 1996. To strengthen its financial structure and competitiveness in the national banking industry, BNI conducted a number of corporate actions, including being recapitalized by the Government in 1999, Government share divestment in 2007, and a limited public offering in 2010.

PT Astra International Tbk was established in 1957 in Jakarta as a general trading company under the name Astra International Inc. In 1990, for the purpose of the Company's Initial Public Offering (IPO), the name of the Company changed to PT Astra International Tbk, followed by listing its shares on the Indonesia Stock Exchange under the ticker code ASII. Market capitalization of Astra as at the end of year 2019 was Rp280.3 trillion.
Pursuant to the articles of association, the Company may engage in the following business activities: general trading, industry, mining, transportation, agriculture, construction, services and consultancy. By 2019, Astra has expanded its business by implementing a business model based on synergies and diversification within seven business segments, consisting of: Automotive; Financial Services; Heavy Equipment, Mining, Construction, & Energy; Agribusiness; Infrastructure and Logistics; Information Technology; Property.

PT Astra International Tbk. - Daihatsu Sales Operation (AI-DSO) is a prominent entity within the automotive industry in Indonesia. Established in 1973, AI-DSO operates as a significant division under PT Astra International Tbk., one of the largest and most diversified conglomerates in Indonesia. The primary focus of AI-DSO is the distribution, sales, and after-sales service of Daihatsu-branded vehicles. This division plays a crucial role in ensuring that Daihatsu vehicles are accessible to consumers across Indonesia, providing comprehensive support and services to meet the diverse needs of its customers.
AI-DSO's operations are supported by PT Astra Daihatsu Motor (ADM), an associated entity formed through a collaboration between Astra, Daihatsu Motor Co., Ltd., and Toyota Tsusho Corporation. ADM serves as the brand holder agent for Daihatsu in Indonesia and acts as the main production base for Daihatsu and Toyota automotive groups outside Japan. This strategic partnership enables AI-DSO to leverage ADM's manufacturing capabilities and expertise, ensuring a steady supply of high-quality vehicles to the Indonesian market.

As the Commercial & Trading Subholding of PT Pertamina (Persero), Pertamina Patra Niaga oversees the downstream business activities of Pertamina, including the receipt, storage, and distribution of BBM, LPG, lubricants, and petrochemical products to meet both domestic and international demands. Leveraging a robust and extensive infrastructure network, Pertamina Patra Niaga ensures efficient energy distribution to key sectors such as retail, industry, aviation, and maritime.
With a vision to become a world-class energy company, Pertamina Patra Niaga is dedicated to innovation and sustainable growth. The company integrates Environmental, Social, and Governance (ESG) principles into its operations and supports commitments towards achieving the Sustainable Development Goals (SDGs). Through these initiatives, Pertamina Patra Niaga aims to contribute to a sustainable energy future for Indonesia and the global community.

PT Bank Negara Indonesia (Persero), Tbk (BNI) was originally established in Indonesia as a central Bank under the name of “Bank Negara Indonesia” on July 5, 1946. Subsequently, BNI became “Bank Negara Indonesia 1946”, with the status of a State-owned Commercial Bank. Additionally, BNI’s role as a Bank was mandated to improve the people’s economy and participate in national development.
BNI as a State Owned Enterprise was the first to became a public company after listing its shares on the Jakarta Stock Exchange and the Surabaya Stock Exchange in 1996. To strengthen its financial structure and competitiveness in the national banking industry, BNI conducted a number of corporate actions, including being recapitalized by the Government in 1999, Government share divestment in 2007, and a limited public offering in 2010.

PT Kalimantan Prima Persada, often referred to as KPP Mining, is a leading mining services company in Indonesia and a key subsidiary within the Astra Heavy Equipment, Mining, Construction, and Energy (AHEMCE) group. Established in 2003, the company has developed a strong reputation for delivering integrated mining solutions across various regions in Indonesia, particularly in coal mining. Its headquarters are located in East Jakarta, and its operational footprint spans North, East, and South Kalimantan, where it manages large-scale mining projects.