
PT Astra International Tbk. - Daihatsu Sales Operation (AI-DSO) is a prominent entity within the automotive industry in Indonesia. Established in 1973, AI-DSO operates as a significant division under PT Astra International Tbk., one of the largest and most diversified conglomerates in Indonesia. The primary focus of AI-DSO is the distribution, sales, and after-sales service of Daihatsu-branded vehicles. This division plays a crucial role in ensuring that Daihatsu vehicles are accessible to consumers across Indonesia, providing comprehensive support and services to meet the diverse needs of its customers.
AI-DSO's operations are supported by PT Astra Daihatsu Motor (ADM), an associated entity formed through a collaboration between Astra, Daihatsu Motor Co., Ltd., and Toyota Tsusho Corporation. ADM serves as the brand holder agent for Daihatsu in Indonesia and acts as the main production base for Daihatsu and Toyota automotive groups outside Japan. This strategic partnership enables AI-DSO to leverage ADM's manufacturing capabilities and expertise, ensuring a steady supply of high-quality vehicles to the Indonesian market.

PT Pertamina Hulu Rokan (PHR) is one of Pertamina’s subsidiaries engaged in the upstream oil and gas business under Subholding Upstream, PT Pertamina Hulu Energi (PHE). PHR was established on December 20, 2018.
Pertamina received the mandate from the Government of Indonesia to manage the Rokan Working Area starting August 9, 2021. Pertamina assigned PHR to carry out the transfer of management from the previous operator. The transition process was safe, smooth, and reliable. PHR continues the management of the Rokan Working Area for 20 years, from August 9, 2021 until August 8, 2041.
The Rokan Working Area covers approximately 6,200 km² across 7 regencies / cities in Riau Province. There are 80 active fields with 11,300 wells and 35 gathering stations. Rokan produces one-quarter of the national crude oil or one-third of Pertamina’s production.

PT Bank Tabungan Negara (Persero) Tbk, commonly known as Bank BTN, is one of Indonesia’s oldest and most prominent financial institutions. Established in 1897 under the name Postspaarbank during the Dutch colonial era, the bank initially served as a savings institution for postal services. Following Indonesia’s independence, the bank was nationalized in 1950 and renamed Bank Tabungan Negara. Over the decades, Bank BTN has evolved into a full-service commercial bank with a strong focus on housing finance, playing a pivotal role in supporting the government’s housing development programs.

BPJS Kesehatan, officially known as Badan Penyelenggara Jaminan Sosial Kesehatan, is Indonesia’s national health insurance agency. It was established on January 1, 2014, evolving from PT Askes (Persero) into a public agency responsible for managing the country's health insurance system under the Jaminan Kesehatan Nasional (JKN) program. The primary mission of BPJS Kesehatan is to ensure universal healthcare coverage for all Indonesian citizens by providing accessible and affordable medical services.
The agency operates under Law No. 24 of 2011, which mandates that every Indonesian citizen and foreign worker residing in Indonesia for at least six months must be enrolled in the JKN program. This law reflects the Indonesian government's commitment to improving the quality of healthcare and protecting citizens from financial hardship due to medical expenses. The program is structured so that participants pay monthly premiums based on their income, while the government subsidizes premiums for lower-income groups to ensure equal access to healthcare.

PT Saptaindra Sejati (SIS) is one of Indonesia’s leading mining contractors, specializing in coal mining services. As a subsidiary of PT Alamtri Resources Indonesia Tbk (formerly known as PT Adaro Energy Indonesia Tbk), SIS plays a crucial role in supporting Adaro’s mining operations by providing a broad range of services, including contract mining, civil works, infrastructure development, and land logistics. Over the years, SIS has developed a strong reputation for its expertise, efficiency, and commitment to safety in the mining industry.
SIS was established to meet the growing demand for reliable mining services in Indonesia. With its headquarters in Jakarta, the company operates across various mining sites throughout the country. SIS has continuously expanded its operations, investing in advanced technologies, modern equipment, and workforce training to ensure optimal efficiency in coal extraction. Through strategic planning and engineering solutions, SIS has contributed significantly to Indonesia’s coal industry, ensuring the smooth transportation and production of coal for domestic and international markets.

Bank Mandiri Taspen, also known as Bank Mantap, is a subsidiary of Bank Mandiri that provides banking services specifically for retired civil servants (PNS) and military personnel (TNI / Polri). Established on February 23, 1970, as Bank Pasar Sinar Harapan Bali, it has undergone several transformations over the years. Initially a cooperative, it became a limited liability company (PT) on November 3, 1992, and later transformed into a full-fledged bank.
In 2008, Bank Mandiri acquired Bank Sinar Harapan Bali, leading to a restructuring process that involved Bank Mandiri, PT Taspen, and PT Pos Indonesia. This restructuring resulted in the renaming of the bank to PT Bank Mandiri Taspen Pos on August 7, 2015, and later to PT Bank Mandiri Taspen on October 9, 2017.
Bank Mandiri Taspen offers a variety of financial products and services tailored to the needs of its target customers, including savings accounts, deposits, loans, gold pawn services, and bill payment platforms. The bank is committed to supporting the financial well-being of retired civil servants and military personnel, helping them maintain a stable income even after retirement.

PT Astra International Tbk - Toyota Sales Operation, commonly known as AUTO2000, is a prominent player in Indonesia's automotive industry. Established in 1975 as Astra Motor Sales, it was rebranded as AUTO2000 in 1989 and has since been managed by PT Astra International Tbk. AUTO2000 is the largest Toyota dealer in Indonesia, controlling between 70-80% of Toyota's total sales in the country.
AUTO2000 offers a comprehensive range of services, including vehicle sales, maintenance, repairs, and parts supply. The company has over 126 branches across Indonesia, excluding certain regions like Sulawesi, Maluku, Irian Jaya, Jambi, Riau, Bengkulu, Central Java, and D.I.Y. This extensive network ensures that customers have easy access to Toyota vehicles and services throughout the country.
One of AUTO2000's key initiatives is the AUTO2000 Digiroom, an e-commerce platform that allows customers to purchase new and used Toyota vehicles, spare parts, accessories, and even trade-in options online. This digital transformation aims to provide a seamless end-to-end customer experience, making it as convenient as visiting a physical showroom. The platform also includes features like scheduling home services, tracking service status, and simulating financing options.

Bank Rakyat Indonesia, commonly known as BRI, is one of the oldest and largest banks in Indonesia. Established in Purwokerto, Central Java on December 16, 1895 by Raden Bei Aria Wirjaatmadja, BRI began as a small institution providing financial services to the local elite. Over time, it grew into a vital player in Indonesia’s banking system, particularly known for its strong commitment to supporting microfinance and rural development.
After Indonesia’s independence, BRI was designated as the first government-owned bank under a regulation passed in 1946. This solidified its role in the country’s economic growth and national development. In the 1990s, BRI transitioned into a limited liability company, and by 2003 it had become a publicly traded entity, with the Indonesian government maintaining majority ownership.

Bank Mandiri Taspen, also known as Bank Mantap, is a subsidiary of Bank Mandiri that provides banking services specifically for retired civil servants (PNS) and military personnel (TNI / Polri). Established on February 23, 1970, as Bank Pasar Sinar Harapan Bali, it has undergone several transformations over the years. Initially a cooperative, it became a limited liability company (PT) on November 3, 1992, and later transformed into a full-fledged bank.
In 2008, Bank Mandiri acquired Bank Sinar Harapan Bali, leading to a restructuring process that involved Bank Mandiri, PT Taspen, and PT Pos Indonesia. This restructuring resulted in the renaming of the bank to PT Bank Mandiri Taspen Pos on August 7, 2015, and later to PT Bank Mandiri Taspen on October 9, 2017.
Bank Mandiri Taspen offers a variety of financial products and services tailored to the needs of its target customers, including savings accounts, deposits, loans, gold pawn services, and bill payment platforms. The bank is committed to supporting the financial well-being of retired civil servants and military personnel, helping them maintain a stable income even after retirement.

PT Bank Tabungan Negara (Persero) Tbk, commonly known as Bank BTN, is one of Indonesia’s oldest and most prominent financial institutions. Established in 1897 under the name Postspaarbank during the Dutch colonial era, the bank initially served as a savings institution for postal services. Following Indonesia’s independence, the bank was nationalized in 1950 and renamed Bank Tabungan Negara. Over the decades, Bank BTN has evolved into a full-service commercial bank with a strong focus on housing finance, playing a pivotal role in supporting the government’s housing development programs.

Bank Mandiri Taspen, also known as Bank Mantap, is a subsidiary of Bank Mandiri that provides banking services specifically for retired civil servants (PNS) and military personnel (TNI / Polri). Established on February 23, 1970, as Bank Pasar Sinar Harapan Bali, it has undergone several transformations over the years. Initially a cooperative, it became a limited liability company (PT) on November 3, 1992, and later transformed into a full-fledged bank.
In 2008, Bank Mandiri acquired Bank Sinar Harapan Bali, leading to a restructuring process that involved Bank Mandiri, PT Taspen, and PT Pos Indonesia. This restructuring resulted in the renaming of the bank to PT Bank Mandiri Taspen Pos on August 7, 2015, and later to PT Bank Mandiri Taspen on October 9, 2017.
Bank Mandiri Taspen offers a variety of financial products and services tailored to the needs of its target customers, including savings accounts, deposits, loans, gold pawn services, and bill payment platforms. The bank is committed to supporting the financial well-being of retired civil servants and military personnel, helping them maintain a stable income even after retirement.

PT Pertamina Training & Consulting (PTC) is a subsidiary of PT Pertamina (Persero), Indonesia’s state-owned oil and gas company. Established in 1999 under the name PT Patra Tridaya, the company officially began its operations in 2002. PTC was formed to support Pertamina’s strategic objectives in human resource development and operational excellence. Over the years, PTC has evolved into a multifaceted service provider offering a wide range of solutions in training, consulting, manpower supply, security services, event management, and competency assessment. Its role within the Pertamina Group is to ensure that the workforce and organizational systems are aligned with global standards and capable of supporting the dynamic needs of the energy sector.

PT Saptaindra Sejati (SIS) is one of Indonesia’s leading mining contractors, specializing in coal mining services. As a subsidiary of PT Alamtri Resources Indonesia Tbk (formerly known as PT Adaro Energy Indonesia Tbk), SIS plays a crucial role in supporting Adaro’s mining operations by providing a broad range of services, including contract mining, civil works, infrastructure development, and land logistics. Over the years, SIS has developed a strong reputation for its expertise, efficiency, and commitment to safety in the mining industry.
SIS was established to meet the growing demand for reliable mining services in Indonesia. With its headquarters in Jakarta, the company operates across various mining sites throughout the country. SIS has continuously expanded its operations, investing in advanced technologies, modern equipment, and workforce training to ensure optimal efficiency in coal extraction. Through strategic planning and engineering solutions, SIS has contributed significantly to Indonesia’s coal industry, ensuring the smooth transportation and production of coal for domestic and international markets.

PT Bank BCA Syariah is a prominent Islamic bank in Indonesia, offering a wide range of Sharia-compliant financial products and services. Established to cater to the growing demand for Islamic banking, BCA Syariah operates under the supervision of the Financial Services Authority (OJK) and Bank Indonesia. The bank is committed to providing reliable and competitive banking solutions that adhere to Islamic principles.
BCA Syariah offers a variety of products and services designed to meet the diverse needs of its customers. These include Sharia-compliant savings accounts, current accounts, financing options such as Murabahah (cost-plus financing), Ijarah (lease financing), and Musyarakah (profit-sharing financing). The bank also provides investment products like Sukuk (Islamic bonds) and Tabarru' (donations) accounts. Additionally, BCA Syariah offers electronic banking services through its Klik BCA Syariah platform, allowing customers to conduct transactions conveniently and securely online.

PT Astra International Tbk. - Daihatsu Sales Operation (AI-DSO) is a prominent entity within the automotive industry in Indonesia. Established in 1973, AI-DSO operates as a significant division under PT Astra International Tbk., one of the largest and most diversified conglomerates in Indonesia. The primary focus of AI-DSO is the distribution, sales, and after-sales service of Daihatsu-branded vehicles. This division plays a crucial role in ensuring that Daihatsu vehicles are accessible to consumers across Indonesia, providing comprehensive support and services to meet the diverse needs of its customers.
AI-DSO's operations are supported by PT Astra Daihatsu Motor (ADM), an associated entity formed through a collaboration between Astra, Daihatsu Motor Co., Ltd., and Toyota Tsusho Corporation. ADM serves as the brand holder agent for Daihatsu in Indonesia and acts as the main production base for Daihatsu and Toyota automotive groups outside Japan. This strategic partnership enables AI-DSO to leverage ADM's manufacturing capabilities and expertise, ensuring a steady supply of high-quality vehicles to the Indonesian market.

PT Bank Muamalat Indonesia Tbk (BMI) (“BMI”, “Bank”) is the first bank in Indonesia to adopt the Sharia banking concept. The Company was established based on Deed of Establishment No. 1 dated November 1, 1991, or Rabiul Akhir 24, 1412 Hijriah. BMI was founded by the Indonesian Council of Ulema (MUI), the Association of Indonesian Muslim Intellectuals (ICMI), and Muslim entrepreneurs, later supported by the Government of the Republic of Indonesia. The Company began operations on May 1, 1992, or Shawwal 27, 1412 H, a date also designated as the Company’s founding day. Bank Muamalat is a public company whose shares are not listed on the Indonesia Stock Exchange (IDX) and has officially operated as a Foreign Exchange Bank since October 27, 1994.
BMI continues to innovate by launching Sharia financial products such as the Mudharabah Subordinated Sukuk, Sharia Insurance (Takaful Insurance), Muamalat Financial Institution Pension Fund (DPLK Muamalat), and Sharia multifinance (Al-Ijarah Indonesia Finance), all of which are pioneering initiatives in Indonesia. Additionally, the Shar-e product launched in 2004 was the first instant savings product in Indonesia.

Bank Mandiri Taspen, also known as Bank Mantap, is a subsidiary of Bank Mandiri that provides banking services specifically for retired civil servants (PNS) and military personnel (TNI / Polri). Established on February 23, 1970, as Bank Pasar Sinar Harapan Bali, it has undergone several transformations over the years. Initially a cooperative, it became a limited liability company (PT) on November 3, 1992, and later transformed into a full-fledged bank.
In 2008, Bank Mandiri acquired Bank Sinar Harapan Bali, leading to a restructuring process that involved Bank Mandiri, PT Taspen, and PT Pos Indonesia. This restructuring resulted in the renaming of the bank to PT Bank Mandiri Taspen Pos on August 7, 2015, and later to PT Bank Mandiri Taspen on October 9, 2017.
Bank Mandiri Taspen offers a variety of financial products and services tailored to the needs of its target customers, including savings accounts, deposits, loans, gold pawn services, and bill payment platforms. The bank is committed to supporting the financial well-being of retired civil servants and military personnel, helping them maintain a stable income even after retirement.
Bank Rakyat Indonesia, commonly known as BRI, is one of the oldest and largest banks in Indonesia. Established in Purwokerto, Central Java on December 16, 1895 by Raden Bei Aria Wirjaatmadja, BRI began as a small institution providing financial services to the local elite. Over time, it grew into a vital player in Indonesia’s banking system, particularly known for its strong commitment to supporting microfinance and rural development.
After Indonesia’s independence, BRI was designated as the first government-owned bank under a regulation passed in 1946. This solidified its role in the country’s economic growth and national development. In the 1990s, BRI transitioned into a limited liability company, and by 2003 it had become a publicly traded entity, with the Indonesian government maintaining majority ownership.

Bank Syariah Nasional is a sharia-based financial institution that represents a new chapter in Indonesia’s banking industry. Established on October 2, 2025, the bank operates as a subsidiary of Bank Tabungan Negara and is headquartered at Menara Bank BTN, Jakarta. The institution was created to strengthen the presence of Islamic banking in Indonesia, offering financial services that comply with sharia principles while addressing the needs of both individual and business customers. Its foundation reflects the growing demand for ethical and faith-based financial solutions in the country, positioning itself as a trusted partner for communities seeking transparency, fairness, and inclusivity in financial transactions.

PT Bank Negara Indonesia (Persero), Tbk (BNI) was originally established in Indonesia as a central Bank under the name of “Bank Negara Indonesia” on July 5, 1946. Subsequently, BNI became “Bank Negara Indonesia 1946”, with the status of a State-owned Commercial Bank. Additionally, BNI’s role as a Bank was mandated to improve the people’s economy and participate in national development.
BNI as a State Owned Enterprise was the first to became a public company after listing its shares on the Jakarta Stock Exchange and the Surabaya Stock Exchange in 1996. To strengthen its financial structure and competitiveness in the national banking industry, BNI conducted a number of corporate actions, including being recapitalized by the Government in 1999, Government share divestment in 2007, and a limited public offering in 2010.