Bank BTN Jobs: Officer Development Program | Teller Service Staff | General Banking Staff

PT Bank Tabungan Negara (Persero) Tbk, commonly known as Bank BTN, is one of Indonesia’s oldest and most prominent financial institutions. Established in 1897 under the name Postspaarbank during the Dutch colonial era, the bank initially served as a savings institution for postal services. Following Indonesia’s independence, the bank was nationalized in 1950 and renamed Bank Tabungan Negara. Over the decades, Bank BTN has evolved into a full-service commercial bank with a strong focus on housing finance, playing a pivotal role in supporting the government’s housing development programs.
Bank BTN’s headquarters is located at Menara BTN in Central Jakarta, and its operations span across the Indonesian archipelago. The bank has built an extensive network of branches, ATMs, and digital platforms to serve individual and corporate customers. Its core business revolves around three main segments: personal banking, business banking, and sharia banking. Through these segments, Bank BTN offers a wide range of financial products and services including savings accounts, checking accounts, term deposits, consumer loans, commercial loans, debit cards, and investment products such as mutual funds and bancassurance.
One of Bank BTN’s defining characteristics is its commitment to housing finance. The bank has long been recognized as a key partner of the Indonesian government in promoting home ownership, particularly among low- and middle-income families. It actively supports the government’s subsidized housing programs and provides mortgage financing tailored to various income levels. This strategic focus has positioned Bank BTN as a market leader in residential mortgage lending, with a significant share of the national housing loan portfolio.
In addition to its conventional banking services, Bank BTN has embraced digital transformation to enhance customer experience and operational efficiency. The bank offers mobile and internet banking platforms that allow customers to conduct transactions, access account information, and manage finances remotely. It also provides SMS banking and safe deposit box services, catering to the diverse needs of its clientele. The integration of digital solutions reflects Bank BTN’s commitment to innovation and its efforts to remain competitive in the rapidly evolving financial landscape.
Bank BTN operates under the supervision of Indonesia’s Financial Services Authority and is listed on the Indonesia Stock Exchange under the ticker symbol BBTN. As a publicly traded company, it adheres to principles of good corporate governance and transparency. The bank’s financial performance has shown resilience and growth, with substantial assets, equity, and profitability. In recent years, it has reported trillions of rupiah in revenue and net income, underscoring its role as a major player in the national banking sector.
The leadership of Bank BTN comprises experienced professionals who guide the bank’s strategic direction and ensure alignment with its mission and values. The bank’s vision is to be the leading partner in empowering Indonesian families financially, while its mission includes supporting financial and housing inclusion, delivering integrated digital and financial services, enhancing shareholder value through sustainable profitability, and fostering a culture of excellence and innovation.
Bank BTN’s brand portfolio includes several product lines designed to meet specific customer needs. These include Batara, Investa, Juara, Simpel, Cermat, Felas, Simuda, Prima, Spekta, Blink, and Balē. Each brand represents a unique offering, from basic savings accounts to investment solutions and youth-oriented financial products. The bank also provides corporate services such as cash management, payment management, and bank guarantees, supporting the financial operations of businesses across sectors.
With a legacy spanning more than a century, Bank BTN continues to play a vital role in Indonesia’s financial ecosystem. Its dedication to housing finance, digital innovation, and inclusive banking positions it as a trusted institution for millions of Indonesians. As the country progresses toward greater economic development and financial inclusion, Bank BTN remains committed to its foundational purpose of serving the people and contributing to national prosperity.
With over 737 branches and 3,789 ATMs across Indonesia, BTN has a strong presence in the country's financial landscape. The bank continues to innovate and adapt to the digital era, offering convenient online and mobile banking services to meet the evolving needs of its customers.
BTN's commitment to excellence and customer satisfaction has earned it numerous awards and recognitions, including the Gold Winner Mob-Ex Awards 2023 for the Best Campaign in Banking and Finance. The bank remains dedicated to its goal of providing accessible and high-quality financial services to the Indonesian population.
Latest job vacancy information for you who want to be part of BTN.

Officer Development Program - Wholesale Banking

Job Description

• Through the Officer Development Program (ODP) Wholesale Banking, you will have the opportunity to develop your career and make a real contribution in managing corporate financing and banking services across various regions in Indonesia. In this program, you will not only learn and work, but also play a direct role in supporting the growth of large business sectors through strategic, innovative, and impactful financial solutions for the national economy.
• In this program, you will be comprehensively trained in technical, managerial, and leadership competencies. With this foundation, you will be ready to become a Wholesale Banking professional who is adaptive, visionary, and highly dedicated. Together, we will drive the progress of an inclusive and sustainable corporate banking sector.
• Selection process will be held in Jabodetabek

Requirements

• Minimum education Bachelor’s degree
• Minimum GPA 3.00 out of 4.00
• Indonesian citizenship
• Preferably from majors in Accounting, Law, Management, Civil Engineering
• No family relationship with BTN employees (Father / Mother / Sibling)

Officer Development Program - Business Banking

Job Description

• Through the Officer Development Program (ODP) Business Banking, you will have the opportunity to develop your career and make a real contribution across various regions in Indonesia. In this journey, you will not only learn and work, but also play a direct role in supporting regional economic growth through the banking sector. With a deep understanding of business needs in different areas, you will help create innovative and impactful financial solutions, support local entrepreneurs, and promote more equitable economic development nationwide.
• In this program, you will be comprehensively trained in technical, managerial, and leadership competencies. Thus, when you enter the field, you will be ready to represent the Bank as a professional, adaptive, and highly dedicated individual. Together, we will contribute to the advancement of Indonesia’s inclusive and sustainable economy.
• Selection process will be held in Jabodetabek

Requirements

• Minimum education Bachelor’s degree
• Minimum GPA 3.00 out of 4.00
• Indonesian citizenship
• Preferably from majors in Accounting, Communication Science, Law, Management, Civil Engineering
• No family relationship with BTN employees (Father / Mother / Sibling)

Officer Development Program - Risk Management

Job Description

• Through the Officer Development Program (ODP) Risk Management, you will have the opportunity to develop your career and make a real contribution across various regions in Indonesia. In this journey, you will not only learn and work, but also play a direct role in ensuring the Bank’s financial stability through effective and strategic risk management. With a deep understanding of various aspects of risk, you will help create policies and solutions that support business sustainability, maintain credit portfolio health, and drive sustainable economic growth.
• In this program, you will be comprehensively trained in technical, managerial, and leadership competencies. Thus, when you enter the field, you will be ready to represent the Bank as a professional, adaptive, and highly dedicated individual. Together, we will contribute to the advancement of Indonesia’s stable, inclusive, and sustainable economy.
• Selection process will be held in Jabodetabek

Requirements

• Minimum education Bachelor’s degree
• Minimum GPA 3.00 out of 4.00
• Indonesian citizenship
• Preferably from majors in Accounting, Law, Management, Statistics
• No family relationship with BTN employees (Father / Mother / Sibling)

Officer Development Program - IT

Job Description

• Through the Officer Development Program (ODP) IT, you will have the opportunity to develop your career and make a real contribution in digital transformation across various regions in Indonesia. In this program, you will not only learn and work, but also play a direct role in supporting banking technology innovation with broad impact, increasing efficiency, and strengthening digital services to support economic growth.
• This program is designed to train you comprehensively in technical, managerial, and leadership competencies. With this foundation, you will be ready to become an IT professional who is adaptive, innovative, and highly dedicated. Together, we will advance the technology-based banking sector, create inclusive digital solutions, and drive sustainable economic development.
• Selection process will be held in Jabodetabek

Requirements

• Minimum education Bachelor’s degree
• Minimum GPA 3.00 out of 4.00
• Indonesian citizenship
• Preferably from majors in Science, Technology, Engineering, Mathematics (STEM)
• No family relationship with BTN employees (Father / Mother / Sibling)

Officer Development Program - Digital Banking

Job Description

• Through the Officer Development Program (ODP) Digital Banking, you will have the opportunity to develop your career and make a real contribution in driving digital transformation in the banking sector. In this program, you will not only learn and work, but also play a direct role in developing innovative, relevant, and impactful digital sales strategies and products, as well as helping to improve inclusive banking service access for all Indonesian people.
• In this program, you will be comprehensively trained in technical, managerial, and leadership competencies. With this foundation, you will be ready to become a professional who is adaptive, creative, and highly dedicated in supporting BTN’s digital business growth. Together, we will advance a modern and sustainable digital banking sector.
• Selection process will be held in Jabodetabek

Requirements

• Minimum education Bachelor’s degree
• Minimum GPA 3.00 out of 4.00
• Indonesian citizenship
• Preferably from majors in Business Management, Digital Marketing, Marketing Management
• No family relationship with BTN employees (Father / Mother / Sibling)

Officer Development Program - Wealth Management

Job Description

• Through the Officer Development Program (ODP) Wealth Management, you will have the opportunity to develop your career and make a real contribution in managing financial and investment services across various regions in Indonesia. In this program, you will not only learn and work, but also play a direct role in helping customers achieve their financial goals through innovative and reliable investment solutions, while supporting sustainable economic growth.
• In this program, you will be comprehensively trained in technical, managerial, and leadership competencies. With this foundation, you will be ready to become a Wealth Management professional who is adaptive, with integrity, and highly dedicated. Together, we will advance BTN’s inclusive financial services with positive impact for society.
• Selection process will be held in Jabodetabek

Requirements

• Minimum education Bachelor’s degree
• Minimum GPA 3.00 out of 4.00
• Indonesian citizenship
• Preferably from majors in Economics, Business Administration, Communication Science, International Relations
• No family relationship with BTN employees (Father / Mother / Sibling)

Officer Development Program - Auditor

Job Description

• Through the Officer Development Program (ODP) Auditor, you will have the opportunity to develop your career and make a real contribution across various regions in Indonesia. In this journey, you will not only learn and work, but also play a direct role in ensuring the implementation of good corporate governance, improving compliance, and maintaining the Bank’s operational integrity.
• With a deep understanding of audit processes and risk control, you will help create solutions that support transparency, efficiency, and business sustainability.
• In this program, you will be comprehensively trained in technical, managerial, and leadership competencies. Thus, when you enter the field, you will be ready to become a Bank auditor who is professional, adaptive, and highly dedicated. Together, we will contribute to strengthening governance and Indonesia’s inclusive and sustainable economic resilience.
• Selection process will be held in Jabodetabek

Requirements

• Minimum education Bachelor’s degree
• Minimum GPA 3.00 out of 4.00
• Indonesian citizenship
• Preferably from majors in Accounting, Management, Information Systems
• No family relationship with BTN employees (Father / Mother / Sibling)

Teller Service Staff

Job Description

• Through the role as Teller Service Staff, you will have the opportunity to develop your career and make a real contribution across various regions in Indonesia. In this position, you will not only serve banking transactions, but also be at the forefront in creating a positive service experience for customers and directly supporting community economic activities.
• You will be provided with comprehensive training covering technical competencies, excellent service, and professional ethics. With this foundation, you will be ready to represent the Bank as friendly, responsive, and trustworthy—building customer trust and strengthening the institution’s reputation.
• Through the services you provide every day, you will help promote financial inclusion, support local economic growth, and be part of a collective effort to build a more inclusive and sustainable future for Indonesia.

Requirements

• Indonesian citizenship
• Minimum education diploma (D-3)
• Minimum GPA 3.00 out of 4.00

Recruitment Area

• Sulawesi, Maluku, Papua: Selection process will be held in Sulawesi, Maluku, Papua. Can be adjusted to participant domicile
• Kalimantan: Selection process will be held in West Kalimantan / South Kalimantan / Central Kalimantan / East Kalimantan / North Kalimantan. Can be adjusted to participant domicile
• Jabodetabek: Selection process will be held in Jabodetabek

General Banking Staff

Job Description

• Recruitment for staff-level positions that will be placed in several work areas fully supporting the Bank’s business processes. Equipped with education and training concentrated in funding and lending.
• This program also provides opportunities for continuous professional development, enabling participants to keep improving their skills over time, particularly in funding and lending aspects.
• By developing this talent, we aim to empower participants to make significant contributions to core business objectives and maintain a strong and resilient operational framework throughout the organization.

Requirements

• Indonesian citizenship
• Minimum education Bachelor’s degree (S-1)
• Minimum GPA 3.00 out of 4.00

Recruitment Area

• Sulawesi, Maluku, Papua: Selection process will be held in Sulawesi, Maluku, Papua. Can be adjusted to participant domicile
• Kalimantan: Selection process will be held in West Kalimantan / South Kalimantan / Central Kalimantan / East Kalimantan / North Kalimantan. Can be adjusted to participant domicile
• Jabodetabek: Selection process will be held in Jabodetabek

Register yourself immediately using link below before 22 May 2026.
Beware of fraud! BTN never charges any fees in the recruitment process.
Official announcements are only through corporate e-mail with the domain timrekrutmen[at]btn.co.id and BTN corporate SMS blast.
BTN recruitment committee does not accept any form of gratuity.
PS: Translated from Bahasa Indonesia.

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