Bank BTN, or PT Bank Tabungan Negara (Persero) Tbk, is a prominent financial institution in Indonesia. Established on October 16, 1897, as Postspaarbank, it has evolved significantly over the years. Initially serving as a savings bank during the Dutch colonial era, it was later renamed Bank Tabungan Pos during the Japanese occupation and eventually became Bank Tabungan Negara in 1963.
Today, BTN operates as a state-owned enterprise under the Ministry of Finance, focusing on providing financial services, particularly in the housing sector. It offers a wide range of products and services, including mortgage loans (KPR), savings accounts, debit cards, mutual funds, and foreign exchange services. BTN is committed to supporting the government's housing programs and aims to become a leading provider of integrated financial and digital services.
BTN's vision is to be a main partner in empowering Indonesian families' financial well-being, while its mission includes providing the best customer experience through integrated digital and financial services. The bank also emphasizes sustainable business practices and corporate governance to ensure long-term growth and societal welfare.
Bank Central Asia (BCA) is one of Indonesia's largest private banks, established in 1957. Over the years, BCA has grown significantly and now operates a vast network of branches and ATMs across the country. The bank is known for its wide range of financial services, including savings accounts, credit cards, loans, and investment products.
The bank has a strong reputation for its customer service and innovative banking solutions. BCA offers various digital banking services through its online platform, myBCA, which allows customers to manage their accounts, apply for loans, and perform other banking transactions conveniently from their homes.
In addition to its extensive branch network, BCA also provides specialized services for businesses and corporations, offering tailored solutions to meet their financial needs. The bank is committed to supporting local businesses and has various promotional offers and partnerships to help them grow.
BCA's headquarters is located in Jakarta, and the bank is regulated and supervised by the Financial Services Authority (OJK) and Bank Indonesia. The bank's mission is to provide reliable and efficient banking services to its customers while contributing to the economic development of Indonesia.
PT Toyota Astra Motor (TAM) is a prominent automotive company in Indonesia, known for its significant contributions to the country's automotive industry. Established in 1971, TAM is a joint venture between Toyota Motor Corporation and PT Astra International Tbk, two leading companies in the global and Indonesian automotive markets, respectively. The company's headquarters is located in Jakarta, and it operates several manufacturing plants and distribution centers across Indonesia.
TAM's primary business activities include the manufacturing, assembly, and distribution of Toyota vehicles in Indonesia. The company offers a wide range of vehicles, including passenger cars, commercial vehicles, and hybrid models. Some of the popular models produced and distributed by TAM include the Toyota Avanza, Toyota Innova, Toyota Fortuner, and Toyota Yaris. These vehicles are well-known for their reliability, fuel efficiency, and advanced features, making them popular choices among Indonesian consumers.
PT Bank BCA Syariah is a prominent Islamic bank in Indonesia, offering a wide range of Sharia-compliant financial products and services. Established to cater to the growing demand for Islamic banking, BCA Syariah operates under the supervision of the Financial Services Authority (OJK) and Bank Indonesia. The bank is committed to providing reliable and competitive banking solutions that adhere to Islamic principles.
BCA Syariah offers a variety of products and services designed to meet the diverse needs of its customers. These include Sharia-compliant savings accounts, current accounts, financing options such as Murabahah (cost-plus financing), Ijarah (lease financing), and Musyarakah (profit-sharing financing). The bank also provides investment products like Sukuk (Islamic bonds) and Tabarru' (donations) accounts. Additionally, BCA Syariah offers electronic banking services through its Klik BCA Syariah platform, allowing customers to conduct transactions conveniently and securely online.
Bank Central Asia (BCA) is one of Indonesia's largest private banks, established in 1957. Over the years, BCA has grown significantly and now operates a vast network of branches and ATMs across the country. The bank is known for its wide range of financial services, including savings accounts, credit cards, loans, and investment products.
The bank has a strong reputation for its customer service and innovative banking solutions. BCA offers various digital banking services through its online platform, myBCA, which allows customers to manage their accounts, apply for loans, and perform other banking transactions conveniently from their homes.
In addition to its extensive branch network, BCA also provides specialized services for businesses and corporations, offering tailored solutions to meet their financial needs. The bank is committed to supporting local businesses and has various promotional offers and partnerships to help them grow.
BCA's headquarters is located in Jakarta, and the bank is regulated and supervised by the Financial Services Authority (OJK) and Bank Indonesia. The bank's mission is to provide reliable and efficient banking services to its customers while contributing to the economic development of Indonesia.
Bank Mandiri Taspen, also known as Bank Mantap, is a subsidiary of Bank Mandiri that provides banking services specifically for retired civil servants (PNS) and military personnel (TNI / Polri). Established on February 23, 1970, as Bank Pasar Sinar Harapan Bali, it has undergone several transformations over the years. Initially a cooperative, it became a limited liability company (PT) on November 3, 1992, and later transformed into a full-fledged bank.
In 2008, Bank Mandiri acquired Bank Sinar Harapan Bali, leading to a restructuring process that involved Bank Mandiri, PT Taspen, and PT Pos Indonesia. This restructuring resulted in the renaming of the bank to PT Bank Mandiri Taspen Pos on August 7, 2015, and later to PT Bank Mandiri Taspen on October 9, 2017.
Bank Mandiri Taspen offers a variety of financial products and services tailored to the needs of its target customers, including savings accounts, deposits, loans, gold pawn services, and bill payment platforms. The bank is committed to supporting the financial well-being of retired civil servants and military personnel, helping them maintain a stable income even after retirement.
PT Bank Negara Indonesia (Persero), Tbk (BNI) was originally established in Indonesia as a central Bank under the name of “Bank Negara Indonesia” on July 5, 1946. Subsequently, BNI became “Bank Negara Indonesia 1946”, with the status of a State-owned Commercial Bank. Additionally, BNI’s role as a Bank was mandated to improve the people’s economy and participate in national development.
BNI as a State Owned Enterprise was the first to became a public company after listing its shares on the Jakarta Stock Exchange and the Surabaya Stock Exchange in 1996. To strengthen its financial structure and competitiveness in the national banking industry, BNI conducted a number of corporate actions, including being recapitalized by the Government in 1999, Government share divestment in 2007, and a limited public offering in 2010.
BP Tapera (Badan Pengelola Tabungan Perumahan Rakyat / Public Housing Savings Management Agency) is an Indonesian government institution aimed at helping citizens obtain proper housing through a savings program. Established under Law No. 4 of 2016, BP Tapera manages funds collected from participants, including both formal and informal workers, to support housing financing. Through the principle of mutual cooperation, the accumulated funds are used to provide housing financing benefits for eligible individuals.
As a housing fund manager, BP Tapera ensures transparency and accountability in the management of participants' funds. This program offers various financing schemes, such as low-interest mortgage loans, home construction, or renovation. Additionally, BP Tapera collaborates with banks and housing developers to provide easy access to affordable housing products for the public.
Presenting a new level of service excellence in air travel, Garuda Indonesia, the national airline of Indonesia, seamlessly connects 60 destinations worldwide, including exotic locations in the beautiful archipelago of Indonesia all at once. As a national flag carrier, the airline proudly serves its passengers with the award-winning distinct service “Garuda Indonesia Experience”, which highlights Indonesia’s warm hospitality and rich diverse culture.
Garuda Indonesia group currently operates a total of 210 aircraft with an average age of less than five years, consist of 142 fleets which operate by Garuda Indonesia, and 68 fleets operate by Citilink as a Low-Cost Carrier.
PT Bank Negara Indonesia (Persero), Tbk (BNI) was originally established in Indonesia as a central Bank under the name of “Bank Negara Indonesia” on July 5, 1946. Subsequently, BNI became “Bank Negara Indonesia 1946”, with the status of a State-owned Commercial Bank. Additionally, BNI’s role as a Bank was mandated to improve the people’s economy and participate in national development.
BNI as a State Owned Enterprise was the first to became a public company after listing its shares on the Jakarta Stock Exchange and the Surabaya Stock Exchange in 1996. To strengthen its financial structure and competitiveness in the national banking industry, BNI conducted a number of corporate actions, including being recapitalized by the Government in 1999, Government share divestment in 2007, and a limited public offering in 2010.
PT Bank Muamalat Indonesia Tbk (BMI) (“BMI”, “Bank”) is the first bank in Indonesia to adopt the Sharia banking concept. The Company was established based on Deed of Establishment No. 1 dated November 1, 1991, or Rabiul Akhir 24, 1412 Hijriah. BMI was founded by the Indonesian Council of Ulema (MUI), the Association of Indonesian Muslim Intellectuals (ICMI), and Muslim entrepreneurs, later supported by the Government of the Republic of Indonesia. The Company began operations on May 1, 1992, or Shawwal 27, 1412 H, a date also designated as the Company’s founding day. Bank Muamalat is a public company whose shares are not listed on the Indonesia Stock Exchange (IDX) and has officially operated as a Foreign Exchange Bank since October 27, 1994.
BMI continues to innovate by launching Sharia financial products such as the Mudharabah Subordinated Sukuk, Sharia Insurance (Takaful Insurance), Muamalat Financial Institution Pension Fund (DPLK Muamalat), and Sharia multifinance (Al-Ijarah Indonesia Finance), all of which are pioneering initiatives in Indonesia. Additionally, the Shar-e product launched in 2004 was the first instant savings product in Indonesia.
PT Astra International Tbk was established in 1957 in Jakarta as a general trading company under the name Astra International Inc. In 1990, for the purpose of the Company's Initial Public Offering (IPO), the name of the Company changed to PT Astra International Tbk, followed by listing its shares on the Indonesia Stock Exchange under the ticker code ASII. Market capitalization of Astra as at the end of year 2019 was Rp280.3 trillion.
Pursuant to the articles of association, the Company may engage in the following business activities: general trading, industry, mining, transportation, agriculture, construction, services and consultancy. By 2019, Astra has expanded its business by implementing a business model based on synergies and diversification within seven business segments, consisting of: Automotive; Financial Services; Heavy Equipment, Mining, Construction, & Energy; Agribusiness; Infrastructure and Logistics; Information Technology; Property.
PT Pamapersada Nusantara (PAMA) is a leading mining contractor in Indonesia, specializing in coal mining, energy, and heavy equipment services. As a subsidiary of PT United Tractors Tbk, which is part of the Astra International Group, PAMA has established itself as a pioneer in the mining industry since its inception in 1974. Initially a division within PT United Tractors, PAMA became a standalone company in 1993.
PAMA is committed to sustainable mining practices and adheres to Environmental, Social, and Governance (ESG) principles. The company focuses on providing comprehensive solutions for energy and mineral supply while prioritizing environmental sustainability and continuity. PAMA manages various mining projects, including coal, gold, and quarry operations, as well as construction projects such as dam building and road construction across Indonesia.
PT Patra Drilling Contractor (PDC) is a subsidiary of PT Pertamina Drilling Services Indonesia (PDSI), which falls under the umbrella of Subholding Upstream Pertamina. Established on September 11, 1981, PDC was the first national company in Indonesia to focus on providing offshore drilling services using domestic equipment. Over the years, PDC has diversified its services to include Accommodation Work Barge (AWB) and Catering services.
PDC has been instrumental in supporting Indonesia's energy sector by providing essential services such as heavy transport equipment, catering, and labor for onshore drilling operations. The company has consistently shown growth and improvement in its performance, with a notable revenue of Rp 2.88 trillion and a net profit of Rp 124 billion in 2024. This achievement was driven by strategic business optimizations, particularly in the Food & Lodging Services (FLS) and Heavy Transport Equipment Services (HTE) units.
Bank Central Asia (BCA) is one of Indonesia's largest private banks, established in 1957. Over the years, BCA has grown significantly and now operates a vast network of branches and ATMs across the country. The bank is known for its wide range of financial services, including savings accounts, credit cards, loans, and investment products.
The bank has a strong reputation for its customer service and innovative banking solutions. BCA offers various digital banking services through its online platform, myBCA, which allows customers to manage their accounts, apply for loans, and perform other banking transactions conveniently from their homes.
PT Bank Negara Indonesia (Persero), Tbk (BNI) was originally established in Indonesia as a central Bank under the name of “Bank Negara Indonesia” on July 5, 1946. Subsequently, BNI became “Bank Negara Indonesia 1946”, with the status of a State-owned Commercial Bank. Additionally, BNI’s role as a Bank was mandated to improve the people’s economy and participate in national development.
BNI as a State Owned Enterprise was the first to became a public company after listing its shares on the Jakarta Stock Exchange and the Surabaya Stock Exchange in 1996. To strengthen its financial structure and competitiveness in the national banking industry, BNI conducted a number of corporate actions, including being recapitalized by the Government in 1999, Government share divestment in 2007, and a limited public offering in 2010.
PT Astra International Tbk. - Daihatsu Sales Operation (AI-DSO) is a prominent entity within the automotive industry in Indonesia. Established in 1973, AI-DSO operates as a significant division under PT Astra International Tbk., one of the largest and most diversified conglomerates in Indonesia. The primary focus of AI-DSO is the distribution, sales, and after-sales service of Daihatsu-branded vehicles. This division plays a crucial role in ensuring that Daihatsu vehicles are accessible to consumers across Indonesia, providing comprehensive support and services to meet the diverse needs of its customers.
AI-DSO's operations are supported by PT Astra Daihatsu Motor (ADM), an associated entity formed through a collaboration between Astra, Daihatsu Motor Co., Ltd., and Toyota Tsusho Corporation. ADM serves as the brand holder agent for Daihatsu in Indonesia and acts as the main production base for Daihatsu and Toyota automotive groups outside Japan. This strategic partnership enables AI-DSO to leverage ADM's manufacturing capabilities and expertise, ensuring a steady supply of high-quality vehicles to the Indonesian market.
As the Commercial & Trading Subholding of PT Pertamina (Persero), Pertamina Patra Niaga oversees the downstream business activities of Pertamina, including the receipt, storage, and distribution of BBM, LPG, lubricants, and petrochemical products to meet both domestic and international demands. Leveraging a robust and extensive infrastructure network, Pertamina Patra Niaga ensures efficient energy distribution to key sectors such as retail, industry, aviation, and maritime.
With a vision to become a world-class energy company, Pertamina Patra Niaga is dedicated to innovation and sustainable growth. The company integrates Environmental, Social, and Governance (ESG) principles into its operations and supports commitments towards achieving the Sustainable Development Goals (SDGs). Through these initiatives, Pertamina Patra Niaga aims to contribute to a sustainable energy future for Indonesia and the global community.
