PT Bank Syariah Mandiri started its operations legally as of Monday, 25 Rajab 1420 H or 1 November 1999.
PT Bank Syariah Mandiri came and presented with harmonization of business idealism and spiritual values. Bank Syariah Mandiri grew to be a bank that capable in harmonizing both of them, which underlying its operating activities. This harmonization between business idealism and spiritual values become one of strong points of Bank Syariah Mandiri in its performance in Indonesian banking industry.
BSM launched many ways and means to be developed better than as had been done then far. There were ways and means that were related with paradigm, philosophy, business strategy, business operational, organizational structure, and management of employees.